1099Policy partners with the top rated insurance carriers (Am Best A+) to offer competitive rates backed by stability and integrity.

Rates are set by carriers, and vary by job category, state, and coverage type. The insurance premium rates are calculated based on total remuneration paid to the contractor, i.e. premiums are a small percent of the total fee paid to a contractor.

If you're interested in forecasting cost prior to uploading an assignment, follow these steps:

1. Log into 1099Policy;

2. Click 'Premium Calculator'

3. Select 'Single Contractor Calculator'*

4. Input the following information:

   • Job category (select from the dropdown)

   • Coverage type(s)

   • Home and work states

   • Wage

5. Click 'Calculate Premium'

6. Once you've calculate the premium, you'll see an option to toggle on/off viewing the platform access fee as an additional line item.

That's it! You'll now have the ability to view the total your project will cost, including any taxes and fees (applicable to General Liability only).

*If you're interested in calculating the cost for multiple contractors in one sum, please select the 'Multiple contractor calculator' option and upload a file with the information listed above.