1099Policy offers affordable, on-demand business insurance for a flexible workforce.

As the freelance economy expands, so do the complex needs of freelancers. Historically, in order to obtain Workers’ Compensation or General Liability coverage, contractors have needed to either procure an annual comprehensive plan or work with an Employer of Record. Neither option optimizes for a contractor's job structure, thereby limiting their revenue and/or causing safety risks.

1099Policy resolves this challenge by working with enterprise clients to offer contract hires the option to purchase per-gig business insurance for every engagement. Contractors can now purchase on-demand Workers’ Compensation and/or General Liability, guaranteeing they have the coverage they need for each job assignment, for the exact duration of that assignment. 

Enterprises that work with 1099Policy can choose to integrate their Freelance Management System or to upload freelancers directly to the 1099Policy dashboard. Once uploaded, contractors can opt into coverage (via a pre-populated form) in under a minute. 

1099Policy coverage is flexible, affordable, efficient, and designed specifically to support the freelance workforce.