Product: Professional Liability (E&O)

Professional liability (E&O) priced to the engagement, not the fiscal year.

Professional Liability in the consultant's name, sized to the SOW. A $50K engagement carries a fraction of an annual premium, and procurement still gets its COI on day one.

Price a sample SOW →See a sample COI

Professional Liability (E&O)

● Active

Insured

Independent Contractor (named)The consultant is the named insured, sized to the SOW. The client can be added where the contract requires it.

Coverage

Contractor-named E&ODefense and covered claims for errors, omissions, and negligent professional services, written on a claims-made form.

Trigger

Per-engagementBound to the SOW and active for the engagement window, with the retro date set at bind.

Form

Claims-madeClaims are covered when made during the policy period, back to the retro date.

Time to bind

Under 60 secondsAverage enrollment + SOW details

COI delivery

Instant PDFFetch via API or dashboard. Additional insured supported where the contract requires it.

What E&O covers

Errors & omissions, defended.

Errors & omissions

Claims that the contractor's professional work was negligent, wrong, or incomplete, with legal defense.

Defense costs included
Negligence and errors
Named in the contractor's policy

Claims-made defense

Covered when a claim is made during the policy period, back to the retro date set at bind.

Retro date set at bind
Carrier-managed claims
Defense costs included

Contract & COI compliance

Meets the E&O requirement in the client's SOW, with an instant COI procurement can verify on day one.

SOW-sized limits
Instant COI evidence
Verified on day one

How it binds

Binds with the SOW. COI before kickoff.

Contractor opts in

Embedded in your existing onboarding. Role, scope of work, and engagement value are the inputs the carrier needs to underwrite.

We bind

Carrier-backed quote returns in under a second, with the retro date set at bind. Premium sized to the SOW.

COI delivered

Instant PDF procurement can verify on day one. Archived for retrieval, accessible via API or dashboard.

Call to action section for 1099Policy

Bring a real SOW. We'll price it live.

We'll price E&O against one of your real SOWs and walk you through the claims-made form, the retro date, and what procurement sees on the COI.

Get Started Book a Demo

Built for 1,200+ agencies and platforms managing contractor risk