Product: Media Liability

Media liability priced by the day, not the policy year.

Copyright, clearance, defamation, and right-of-publicity coverage for the people who make content. It's issued per project, in the contractor's name, with the brand or production added as additional insured.

Scope a project →Sample media COI
Media Liability
● Active
Insured
Independent Contractor (named)Not the platform. Not the agency. The creative or production contractor.
Coverage
Global media liabilityCopyright, clearance, defamation, and right-of-publicity claims for covered content work.
Trigger
Per projectCoverage is scoped to the production, campaign, deliverable, or project window.
Territory
WorldwideGlobal coverage territory, subject to policy terms and local requirements.
Time to bind
Under 60 secondsAverage enrollment + project details
COI delivery
Instant PDFFetch via API or dashboard. Additional insured supported where required.
Specialty insurer-backed paper Worldwide coverage territoryPer project · per day
What media liability covers

Three content claims, one media policy.

Copyright & clearance

Infringement and clearance claims arising from the content the contractor creates.

  • Defense costs included
  • Per-project issuance
  • Named in the contractor's policy

Defamation

Libel, slander, and disparagement claims from published or broadcast content.

  • Covered per claim
  • Defense costs included
  • Carrier-managed claims

Right of publicity

Unauthorized use of a person's name, likeness, or persona.

  • Brand added as additional insured
  • Instant COI evidence
  • Per-project issuance
How it binds

Scoped to the project. Bound in minutes.

Contractor opts in

Embedded in your existing onboarding. Role, project, deliverables, and territory are the inputs the carrier needs to underwrite.

We bind

Carrier-backed quote returns in under a second. Premium scoped to the project, not the policy year.

COI delivered

Instant PDF naming the brand or production as additional insured. Archived for retrieval, accessible via API or dashboard.

Where the content travels

Covered wherever it's made. And wherever it runs.

Global
Any 1099 · wherever content runs

Media Liability is available to any 1099 who makes content (creator, photographer, post vendor), and coverage follows the content wherever it's distributed. The campaign that runs in São Paulo or Seoul is still their covered claim*

Coverage territory: worldwide
*Coverage territory per policy form. Confirm jurisdiction-specific terms with the carrier before binding.
New YorkLos AngelesTorontoMexico CitySão PauloBuenos AiresLondonParisLagosBogotá
Call to action section for 1099Policy

Bring a project. We'll scope it live.

We'll scope Media Liability to one of your real projects and walk you through clearance, defamation, and publicity coverage, plus what the brand sees on the COI.

Get StartedBook a Demo
CreatorIQ
Simon
OOTB
Birdie
Built for 1,200+ agencies and platforms managing contractor risk