A typical facility use agreement requires $1 million in general liability with the venue named as additional insured, and event services collects the certificate by email weeks before the event. 1099Policy puts that step into the booking software universities and theaters already use, so the producers, performers and instructors who rent your space buy or prove coverage at checkout and the certificate is attached to the reservation.
We read the rental and event-insurance pages of university event offices and performing arts centers. At the venues we reviewed, renter insurance is handled in three separate places.
The agreement sets the requirement: usually $1 million per occurrence in general liability, with the venue and its governing body named as additional insured. One performing arts center we reviewed requires $5 million for its main theater.
Renters email a certificate to the booking office or risk management 15 to 30 days before the event. Someone in event services checks the limits, the dates and the additional-insured wording by hand.
Renters with no policy are sent to a special-event insurance website outside the booking system. Universities often link a TULIP program. The theater rental pages we reviewed left the renter to find a policy on their own.
Late certificates hold up confirmed bookings. When the certificate is missing a week before the event, event services has to chase the renter, accept the risk, or cancel the rental.
1099Policy started with independent contractors. A company that engages a freelancer requires insurance, and the requirement usually reaches the freelancer after the work is agreed, in an email or a contract clause. The freelancer then has to find a policy in time or lose the work. We built the coverage step into the systems where that work is arranged, so the freelancer buys or proves coverage while they sign on.
Many of the people renting your space work the same way: independent producers, touring performers, teaching artists and instructors. For them, the rental is part of the job, and the insurance requirement in your rental agreement can hold up the job. Building the coverage step into the reservation does for them what our onboarding integrations do for freelancers, using the same API.
When the renter reserves the space, the booking platform shows them the venue's requirement: the limits, the event dates and the exact additional-insured wording.
A renter who already carries a policy uploads the certificate, and 1099Policy reads it against the requirement. A renter who has none applies for a policy in their own name, 1099Policy binds it, and the certificate is issued with the venue listed as additional insured.
The coverage status is written back to the reservation. Event services sees which bookings are covered, which are still waiting on a certificate, and which certificates end before the event date.
How 1099Policy reads certificates →A renter's event often brings independent contractors into your building: touring performers, guest artists, designers, production managers and photographers.
Each of them can upload proof of coverage, or apply for general liability or professional liability in their own name, before load-in. Their certificates are filed against the same reservation as the renter's.
Vendor companies such as caterers and staging firms usually carry their own business insurance. 1099Policy reads their certificates against the same requirement, so event services reviews one list per booking.
A venue booking platform already holds the renter, the space, the event dates and the venue's rental terms. 1099Policy uses those fields to quote, bind and certify the renter's policy through its API.
The 1099Policy API is documented and in production. It covers quotes, policies, certificates and webhook events, with Python and Node SDKs. API documentation
Each venue's requirement is different, so setup starts with your rental agreement and the booking platform your office uses.
Bring your facility use agreement and the name of your booking platform. We'll map your requirement into the booking step for your rentals.
Bring your rental agreement and the certificate checklist your rental manager uses today. We'll build that requirement into the reservation.
Product and partnership teams: we'll share the API, the reservation fields we need, and the certificate webhook.
Bring your rental agreement and the name of your booking platform. We'll show you how the requirement would appear at checkout.